Medical Benefits
Your employer offers medical insurance to protect the health of you and your family. It covers medical expenses such as visits to the doctor’s office, emergency care, and prescription drugs. It’s important to have a medical plan that meets your needs and the needs of your family.
Keep in mind that your out-of-pocket costs will be lower if you receive care from an in-network doctor and facility. To find an in-network doctor, please visit www.uhc.com.
Benefits |
In-Network |
---|---|
Deductible (Indiv./Family) |
$5,000/$10,000 |
Out-of-Pocket Max (Indiv./Family) |
$6,350/$12,700 |
Member Coinsurance |
20% |
Physician Visits |
|
Preventive Care |
Fully Covered |
Primary Care Visit |
$30 Copay |
Specialist Visit |
Designated: $30 Copay |
Hospital Services |
|
Physican Services |
Deductible + 20% |
Inpatient Hospitalization |
Deductible + 20% |
Outpatient Surgery |
Deductible + 20% |
Diagnostic Lab Tests & Imaging |
Deductible + 20% |
Urgent Care |
$75 Copay |
Emergency Room |
$250 Copay + 20% Coinsurance |
Retail Prescriptions |
|
Tier 1 - Generic Drugs |
$20 Copay |
Tier 2 - Preferred Brand Drugs |
$45 Copay |
Tier 3 - Non-preferred Brand Drugs |
$80 Copay |
Tier 4 - Specialty Drugs |
N/A |
Per Pay Period Cost |
|
---|---|
Employee |
$125.58 |
Employee + Spouse |
$311.60 |
Employee + Child(ren) |
$238.77 |
Employee + Family |
$353.65 |
Your employer offers medical insurance to protect the health of you and your family. It covers medical expenses such as visits to the doctor’s office, emergency care, and prescription drugs. It’s important to have a medical plan that meets your needs and the needs of your family.
Keep in mind that your out-of-pocket costs will be lower if you receive care from an in-network doctor and facility. To find an in-network doctor, please visit www.uhc.com.
Benefits |
In-Network |
---|---|
Deductible (Indiv./Family) |
$3,500/$7,000 |
Out-of-Pocket Max (Indiv./Family) |
$6,350/$12,700 |
Member Coinsurance |
20% |
Physician Visits |
|
Preventive Care |
Fully Covered |
Primary Care Visit |
Deductible + 20% |
Specialist Visit |
Deductible + 20% |
Hospital Services |
|
Physican Services |
Deductible + 20% |
Inpatient Hospitalization |
Deductible + 20% |
Outpatient Surgery |
Deductible + 20% |
Diagnostic Lab Tests & Imaging |
Deductible + 20% |
Urgent Care |
Deductible + 20% |
Emergency Room |
Deductible + 20% |
Retail Prescriptions |
|
Tier 1 - Generic Drugs |
$10 Copay |
Tier 2 - Preferred Brand Drugs |
$35 Copay |
Tier 3 - Non-preferred Brand Drugs |
$60 Copay |
Tier 4 - Specialty Drugs |
N/A |
Per Pay Period Cost |
|
---|---|
Employee |
$87.05 |
Employee + Spouse |
$248.61 |
Employee + Child(ren) |
$184.90 |
Employee + Family |
$265.55 |
Your employer offers medical insurance to protect the health of you and your family. It covers medical expenses such as visits to the doctor’s office, emergency care, and prescription drugs. It’s important to have a medical plan that meets your needs and the needs of your family.
Keep in mind that your out-of-pocket costs will be lower if you receive care from an in-network doctor and facility. To find an in-network doctor, please visit www.uhc.com.
Benefits |
In-Network |
---|---|
Deductible (Indiv./Family) |
$1,500/$3,000 |
Out-of-Pocket Max (Indiv./Family) |
$5,000/$10,000 |
Member Coinsurance |
20% |
Physician Visits |
|
Preventive Care |
Fully Covered |
Primary Care Visit |
$20 Copay |
Specialist Visit |
Designated: $20 Copay |
Hospital Services |
|
Physican Services |
Deductible + 20% |
Inpatient Hospitalization |
Deductible + 20% |
Outpatient Surgery |
Deductible + 20% |
Diagnostic Lab Tests & Imaging |
Deductible + 20% |
Urgent Care |
$75 Copay |
Emergency Room |
$250 Copay + 20% Coinsurance |
Retail Prescriptions |
|
Tier 1 - Generic Drugs |
$20 Copay |
Tier 2 - Preferred Brand Drugs |
$45 Copay |
Tier 3 - Non-preferred Brand Drugs |
$80 Copay |
Tier 4 - Specialty Drugs |
N/A |
Per Pay Period Cost |
|
---|---|
Employee |
$151.00 |
Employee + Spouse |
$347.91 |
Employee + Child(ren) |
$308.25 |
Employee + Family |
$394.85 |
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United Healthcare
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